Moving house is an exciting time. Firstly you need to budget for all your move. Produce a moving house conveyancing checklist to keep on track.
Can you afford to move house, what budget do you need?
Use the following moving house checklist.
1) Mortgage Adviser / Broker fee - You need to understand your affordability and which Mortgage Lender to use.
2) Estate Agent Fees if you are selling, consider using an online property website
3) Solicitors legals and disbursements
4) Consider Exchange Insurance
5) Buying off plan or not in a chain, then consider a legal pack that stops gazumping.
6) Homebuyer Survey Report - You may need a full structural check with your Surveyor.
7) Valuation - The lender needs to know that the offer you have made represents the property and is not above what they feel is the market value.
8) House Insurance needs to be in place on Exchange of Contracts.
9) Removal pricing
10) Add up 1 - 9 and you will have a budget for your move.
Solicitor, Conveyancer legals and disbursements
Use our Instant Conveyancing calculator to compare conveyancing solicitors costs. No personal details required. Then when you are ready you can come back and take a Conveyancers quote away, book a call from your Conveyancing Solicitor to discuss your conveyance.
Consider Exchange Insurance - A policy that protects the majority of your purchase expenditure up to exchange of contracts. This policy helps you to be in the driving seat when it comes to making decisions about your move. The immediate benefit is that property searches can be ordered as you instruction has been confirmed.
Maybe you are buying off plan or that you have found a property where the vendor / seller is not in a chain. Everyone wants to strike the best deal. To stop others gazumping you can use a fast track law pack. It binds the Buyer and Seller together but the Buyer can still pull out if the Survey is poor or that the Mortgage Lender will not lend.
Let To Buy Conveyancing Quotes
You could remortgage your home to then rent it out. Your home becomes a buy to let investment. You then use the remortgage finance to buy your next home. The remortgage in this case becomes a let to buy mortgage. Discuss the advantages and disadvantages, pros and cons with your Mortgage Adviser.
Accurate Competitive Conveyancing Quotes from Homebuyer Conveyancers
If you have not found your next property then you can get an accurate conveyancing sale and an approximate Conveyancer purchase quote. Use a Sale and Purchase moving house Conveyancer checklist to determine your legal budget.
Once you find your next property and your offer has been accepted by the vendor, we can amend the purchase Conveyancer cost summary or you can go online and produce a another with the new accepted purchase price. Consider using the same Solicitor.
If you need someone to talk to about finding a Conveyancer then we are here to help. You can call us on 0345 463 7664
