Mortgage Affordability Check
If you are a First Time Buyer or existing Homeowner then when you are remortgaging or buying a new home you will need to find an independent Mortgage Broker, to check out your affordability, that can search the whole of market, finding you the best mortgage deals where you can directly borrow from a Lender.
You can book a call directly from a FCA Mortgage Broker by completing the form below and get started on finding out what you can afford to borrow.
Mortgage Broker Enquiry Form
Then once you receive your call you can discuss the many mortgage deals that meet your borrowing needs.
Be prepared to spend some time as your Mortgage Broker must follow strict protocol to understand which Mortgage Lender is best.
Understanding what you can borrow from the outset will save you time and money.
The main aim is to understand what you can afford to borrow from a Mortgage Lender should interest rates rise.
Once you know your borrowing budget you can then
1) Request a Mortgage in Principle - This letter clearly spells out what you can afford to borrow and that you are not a timewaster.
2) Get ready to find a property and with this letter you can negotiate hard
3) Before you make an offer it is wise to get a Solicitor that can act for your specific Lender.
Compare conveyancing quotes using the Homebuyer Conveyancing calculator
Simply click the link above or call
0345 463 7664 where we can run a quote for you.
Please note that if you are selling a property and buying another that using the same Solicitor will make it easier for you. One point of contact, one set of ID checks.
Remortgaging - We can help Please click the remortgage conveyancing link
