Dreams can come true! Own your home
How do you own your home? You start the process of buying a property. First you understand your affordability. You do this by using the services of an independent Mortgage Adviser / Broker. Then when you have carried out a Mortgage Market Review you can confidently understand what you can afford including any borrowings based on your earnings.
Mortgage Lenders
Mortgage Lenders have different loan criteria so the Mortgage Adviser ideally examines the whole of market to get you the best mortgage deal. This includes the size of loan possible and the rate charged for taking out the loan. Watch out for tie ins and if this property is just a stepping stone to your next then get a mortgage that is portable. Understand what your maximum loan is. Include some margin so that if you decide to change jobs you can still afford to make your monthly mortgage payments.
You are now a big step closer to owning your home.
Now the exciting part. The property search.
You have a budget and you now need to decide about location, location, location. Yep location costs so be ready to compromise on what you want in your own home in terms of size, bathrooms and no of beds. Time and time again we see on the television Homebuyers that dream about stepping onto the property ladder but get caught up in wanting the impossible in terms of location and what they want for their hard earned cash.
It pays to search and to consider
The commute to work.
Are they near to high ofsted rated schools?
Are you into sport, wheres the leisure centre?
Maybe one day you might turn your own property into a buy to let, will it rent fast, whats monthly rent could you get?
Once you have found your property then you need to compare the market price with those near by. Are you paying over the odds?
Time to negotiate.
What is a fair price for the property. Maybe the seller wants a fast conveyancing exchange and completion. Can you deliver that?
If so then you have the ideal bargaining tool. Fast completion, then a lower purchase offer maybe accepted. We know this works because cash property buyers make their money by buying well.
Once your offer has been accepted then under UK law the offer is only binding as exchange of contracts takes place. You want to find a buying Solicitor that can deliver a fast exchange that is realistically possible.
We make it easy for you to compare Solicitors fees by using our online buying calculator. You can compare quotes from members of the national Homebuyer panel in just one search. It's easy to filter your search by price and by Mortgage Solicitors near me, national Lender. Then when you are ready you can take a quote away and book a timed call directly from your chosen Conveyancer.
We provide fixed quotes that fully detail your legal fees and disbursements.
Your comprehensive, competitive, convenient conveyancing service, where you can find a best value Property Solicitor to manage your property buying legals. You can indeed own your home. Dreams can come true
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0345 463 7664
Visit the following website -The government want to help YOU. https://www.ownyourhome.gov.uk/
We open the door to owning your home.
